Foreign National Investment Property Loans
US Real Estate Financing Without US Credit or Tax Returns
Direct financing for non-US citizens investing in US real estate. Property-based underwriting, LLC-vested, and built for cross-border investors.
Program Highlights
- No US credit history required
- No US tax returns or personal income docs
- Purchases or refinances vested in a US LLC
- Rental, commercial, mixed-use, and multifamily eligible
- International closing experience
- 45 states covered (not AZ, MN, ND, SD, VT)
Frequently Asked Questions
Can I qualify without US credit history?
Yes. Underwriting is property-based; no US credit report is required.
Do I need a US bank account?
A US bank account is required at closing for wire mechanics but is not required to apply.
Must the loan close in an LLC?
Yes. Foreign national loans close in a US LLC or corporate entity.
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